There is a lot of publicity we receive daily about how to face our mortgage, but how do we know if we choose the most correct option? The one that best suits our pockets and possibilities ?. Above all, we must think that the decision we make will accompany us for at least 20 years in the best cases, so it is worth stopping to think about it.
The most valuable advice for these cases is to seek information from various bank sources and not limit ourselves to our lifelong bank. The offer in the market is very wide, but sometimes it can play tricks on us if we do not carefully read the fine print of each offer.
When we refer to Mortgage Credits ..
It is not enough to look only at the dividend or what will have to be paid every month. The final cost of a loan is also built on interest, fire and credit insurance, in addition to various additional expenses. And let’s not talk about the amount of voluntary insurance that exists in the market and that can be added to credit. Numerous studies have shown that all these additions can make up half of the mortgage credit that we are hiring.
In Mortgage Credits, it is also essential to look at the interest rate, if it is variable, fixed or mixed during the credit period. It is important to know that the grace or non-payment months are not free and therefore will accrue interest. We must not forget that we do the mortgage for many years, so it is highly recommended not to get carried away by initial offers or succulent gifts.
A good tip
A good tip that will probably help them make the decision to choose a mortgage loan in a simpler way is the advisors of the banks, specialized in the matter, at the service of the clients to inform about the totality of the product that they are offering for what we do not forget to count on them for the resolution of doubts or concerns that may arise.
In Lenders Bank you can simulate your Mortgage Credit and choose the most convenient one. Enter our Mortgage Credit Simulator and start saving.